Tips

Smoke Detector Facts –
There are two kinds of Smoke Detectors~and you should use both..
The most common and the least expensive smoke alarms are Ionization alarms. They sound more quickly when a flaming fast fire occurs. The second type of smoke alarm is the Photoelectric. They are quicker at sensing smoldering, smokey fires. These are a little more expensive than the ionization alarms. The best smoke alarm available is the Combination Alarm that uses the technology from both types.

Smoke alarms need to be replaced and updated every 8-10 years. Write the purchase date inside the alarm when you install it and check when you change the batteries every year.

Protecting your home against Mold
Given the risk mold poses to both your home and your health, it is important to take steps to fix any water or moisture problems in your home. Preventing mold growth is one of the best ways to avoid costly damage.
~Minimize Humidity. Air conditioners and dehumidifiers can help keep the humidity level low. Avoid carpeting in damp areas and install exhaust fans in the kitchen and bathroom. To increase ventilation, open windows when possible.
~Regularly clean moisture-prone areas, such as basements and bathrooms. Also consider painting damp areas with paint that has a mold inhibitor.

Insurance Tips
Protect against common losses:

• Keep a fire extinguisher handy, especially in the kitchen, garage and laundry room.
• Careless smoking causes over 23,000 residential fires annually.
• Regularly check your roof down spouts and water pipes for clogs and leaks.
• Discourage crime by installing deadbolt locks and lighting entranceways.

Homeowners Safety
What is carbon Monoxide?
Carbon monoxide (CO) is a colorless, odorless gas that interferes with the delivery of oxygen in the blood to the rest of the body. Consider purchasing a good detector.